Even if a car accident seems minor, there are important steps you need to take right away to protect yourself legally and financially.
Driving away from the scene is never recommended, even if you think no damage occurred. Sadly, 4 million people were involved in hit and run accidents between 2015 and 2019, and in the last 30 years, 20% of all pedestrian deaths were caused by hit and run drivers.
Drunk driving is a common cause of accidents, with 13,524 people killed in 2022. Speeding is also a factor – 35% of male drivers aged 15-20 were speeding shortly before fatal crashes in 2021.
Here are 5 key steps to take if you cause a car accident, whether because you were speeding, not paying attention, or skidded on black ice.
Assess the Situation and Call for Help
The first thing to do is remain calm and assess the situation. Check to see if anyone is injured and call 911 immediately if medical assistance is needed. You are required by law to provide reasonable assistance to anyone injured in the accident. If the vehicles are blocking traffic, turn on your hazard lights or set up flares to warn other drivers. Only move the vehicles once the police say it’s okay or to get them out of the flow of traffic.
Exchange Information
When speaking with the other driver, only provide your name, contact details, driver’s license number, insurance information, and vehicle registration. Do not admit fault or speculate about what happened and do not admit fault. The police will determine fault later after fully investigating. Get the name and insurance information of the other driver as well as their passenger’s names and contact info. Also, get the license plate numbers of all vehicles involved. If there are any witnesses, ask for their contact information too.
Document the Scene
If you’re not injured, use your smartphone to take photos of the accident scene and damage to all vehicles before they are moved. Capture road signs, weather and lighting conditions, skid marks, and the position of the vehicles. These photos may provide critical evidence of what happened.
File a Police Report
Fort Walton Beach car accident lawyer Paul Brannon states that you must contact the police so they can file an official accident report. The report creates an official record of what happened and will be used by insurance companies to help determine fault and liability. Cooperate fully with officers and stick to just the facts about what happened without speculating. If you receive a citation, resolve it in court later.
Contact Your Personal Injury Lawyer
Speaking with a lawyer after a car accident is essential, even if you were clearly at fault. An attorney can advise you on how to interact with insurance companies, ensure you don’t make any statements that unintentionally admit fault, help collect evidence and witness statements, and assist in filing claims. They know how to maximize the compensation you’re entitled to under the law and will deal directly with insurers. Having a lawyer on your side equals peace of mind that your rights are protected and your interests defended at every step.
By following these key steps, you can ensure you comply with legal responsibilities, protect your rights, and access benefits available under your policy. Being prepared helps make the process smoother during an already difficult situation.
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